Privacy Policy
Canadian Money Guide ("we," "our," or "us") operates canadianmoneyguide.ca (the "Site"). This page explains how we collect, use, and protect your information.
Information We Collect
Information You Provide
- Email address — if you subscribe to our newsletter or contact us
- Name (optional) — if provided when subscribing or contacting us
Information Collected Automatically
- Usage data — pages visited, time on page, referring source (via Cloudflare Web Analytics)
- Device information — browser type, operating system, screen resolution
- Cookies — small text files stored in your browser for analytics and affiliate tracking
How We Use Your Information
- To improve the Site — understanding which content is most useful helps us write more of it
- To send newsletters — only if you've explicitly subscribed (you can unsubscribe anytime)
- Affiliate tracking — when you click an affiliate link, a cookie tracks the referral so the partner can attribute any resulting commission to us. These cookies don't contain personal information.
- We do not sell, rent, or trade your personal information to third parties.
Cookies
We use:
| Cookie Type | Purpose | Duration |
| Analytics (Cloudflare Web Analytics) | Understand site traffic and usage patterns | Session-based, no persistent tracking |
| Affiliate tracking (Ratehub, Fintel Connect, Wise) | Track referrals for commission attribution | 30-90 days |
You can disable cookies in your browser settings. Disabling affiliate tracking cookies won't break anything on the site.
Email Newsletter
If you subscribe to our newsletter:
- We collect your email address and, optionally, your name
- We use a reputable email service provider to manage subscriptions and send emails
- Every email includes an unsubscribe link
- We'll never spam you or sell your email address
Third-Party Services
We use the following third-party services that may collect data:
- Cloudflare — hosting, DNS, and web analytics
- Ratehub, Fintel Connect, Wise — affiliate tracking cookies
Each of these services has its own privacy policy.
Google AdSense & Third-Party Advertising
We use Google AdSense to display advertisements on this site. Google and other third-party ad vendors use cookies to serve ads based on your prior visits to this site and other websites.
How it works:
- Google uses advertising cookies (such as the DART cookie) to serve ads tailored to your interests
- These cookies allow Google and its partners to show you relevant ads based on your browsing history
- We do not have access to the information collected by these cookies
Your choices:
- You can opt out of personalized advertising by visiting Google's Ads Settings or www.aboutads.info
- You can disable all cookies in your browser settings — the site will still work, but ads will be less relevant
- If you are in the EU/EEA, Google's consent management platform handles cookie consent before personalized ads load, as required by GDPR
Third-party vendors that may appear in ads on this site include Google's certified ad networks. Each vendor has its own privacy policy and opt-out mechanisms.
Your Rights
Under Canadian privacy law (PIPEDA), you have the right to:
- Know what personal information we hold about you
- Request correction of inaccurate information
- Withdraw consent (unsubscribe from emails)
- File a complaint with the Office of the Privacy Commissioner of Canada
Children's Privacy
This Site is not directed at individuals under the age of 18. We do not knowingly collect information from minors.
Changes to This Policy
We'll update this page if our practices change. The "last updated" date at the top indicates when changes were last made.
Contact
Privacy questions or data requests? Contact us →
Canadian Money Guide complies with the Personal Information Protection and Electronic Documents Act (PIPEDA) and applicable provincial privacy legislation.